Terms and Conditions

Last Updated: 11 Jun 2025

Welcome to the Terms of Service (these "Terms") for the website-hosted user interface located at https://voltr.xyz (the "Site"), operated by Voltr (the "Site Operator," "we," "us," or "our") and each of its successors and assigns. The Site and any content, tools, documentation, features and functionality offered on or through the Site are collectively referred to as the "Services".

These Terms govern your access to and use of the Services. By accessing and/or using the Services, you are agreeing to these Terms. If you do not understand or agree to these Terms, please do not use the Services.

For purposes of these Terms, "User," "you" and "your" means you as a user of the Services. If you use the Services on behalf of a company or other entity then "User" and "you" includes you and that entity, and you represent and warrant that (a) you are an authorized representative of the entity with the authority to bind the entity, and (b) you agree to these Terms on the entity's behalf.

1. Site Overview

1.1 About the Site

The Site aggregates and publishes publicly available third-party information about:

• The Voltr Protocol Smart Contract System deployed on Solana;
• Various decentralized finance (DeFi) yield vaults and strategies;
• Tokens that exist and have been or may be made available by third parties known as "vault managers" in connection with vault strategies;
• The implied or express fair market prices of tokens and vault shares;
• Performance metrics, yields, and historical data related to vault strategies;
• Transaction records on Solana relating to vault deposits, withdrawals, and strategy execution.

The Site also offers interaction methods whereby the User can indicate a transaction the User would like to perform in connection with vault strategies (such as depositing tokens into a vault or withdrawing from a vault). When used in this way, the Site can generate a draft transaction message which the User can independently utilize in conjunction with a third-party wallet application or device to conduct transactions on Solana.

1.2 About Voltr Protocol

Voltr Protocol is a smart contract infrastructure system deployed on the Solana blockchain that enables automated yield generation through various DeFi strategies. The protocol consists of vault smart contracts and strategy adapters that interact with different DeFi protocols including but not limited to Drift, Marginfi, Solend, and Kamino. The protocol provides permissionless infrastructure for yield optimization managed by independent third-party vault managers.

1.3 Relationship to Voltr Protocol and Vault Strategies

IMPORTANT: The Site and Services operate independently of vault managers and individual vault strategies, and the Site Operator does not own, operate, control, or manage any individual vaults or their underlying strategies.

Using Solana or individual vault strategies does not require use of the Site. The Site aggregates and publishes publicly available information about Solana and various vault strategies in a user-friendly and convenient format. Such information is also independently available from other sources.

By combining publicly available information with the User's interactions with the Site, the Site can draft standard transaction messages compatible with vault strategies which are designed to accomplish the User's operational goals as expressed through the interactions. If the User so wishes, the User may broadcast such messages to Solana in order to initiate token transactions.

All draft transaction messages are delivered by the Site via API to a compatible third-party Solana wallet application or device selected by the User after pressing the "Connect Wallet" button on the Site. The User must personally review and authorize all transaction messages that the User wishes to send to Solana; this requires the User to sign the relevant transaction message with a private cryptographic key inaccessible to the Site.

The Site Operator and the Site are not agents or intermediaries of the User, do not store or have access to or control over any tokens, private keys, passwords, accounts or other property of the User, and are not capable of performing transactions or sending transaction messages on behalf of the User. The Site does not hold and cannot purchase, sell or trade any tokens. All transactions relating to vault strategies are effected and recorded solely through the interactions of the User with the Solana blockchain and individual vault managers, who are not under the control of or affiliated with the Site Operator or the Site.

1.4 Defined Terms

• "Voltr Protocol" means the smart contract infrastructure system deployed on Solana for yield vault management
• "Vault" or "Vaults" means individual smart contracts deployed by third-party vault managers that implement yield generation strategies
• "Vault Manager" means third-party entities or individuals who deploy and manage individual vault strategies
• "LP Tokens" means liquidity provider tokens issued by vaults representing proportional claims on vault assets
• "Site" means the website, web pages, web applications and information and software available at or accessible through the URL https://app.voltr.finance or any sub-URL of such URL
• "Solana" means the canonical blockchain and virtual machine environment of the Solana mainnet

2. Eligibility

You must be 18 years of age or older and have capacity to form a binding contract under applicable laws to use the Services.

You must not be a U.S. Person or a Prohibited Person to use the Services.

A "U.S. Person" is (a) a United States citizen; (b) a United States resident; (c) any entity, including but not limited to, a corporation, partnership, or limited liability company created or organized in the United States or under the laws of the United States (including any of its states); or (d) a trust or estate formed under the laws of the United States (including any of its states).

A "Prohibited Person" is any person or entity that is:

1. Located in, incorporated or otherwise established in, or resident of, any country or territory that is the subject of sanctions or embargoes imposed by the Office of Foreign Assets Control ("OFAC") of the U.S. Treasury Department; the Office of Financial Sanctions ("OFSI") of HM Treasury of the United Kingdom; the European Union; or the United Nations.
2. An individual or entity, or acting on behalf of an individual or entity, that is listed on any sanctions list or embargoes, including but not limited to the Specially Designated Nationals and Blocked Persons List maintained by OFAC; the consolidated list of financial sanctions targeted maintained by OFSI; or the E.U. consolidated list of sanctioned persons.
3. Otherwise blocked or denied under any OFAC, OFSI, EU or UN sanctions program.
4. Located in the following"Prohibited Localities": Myanmar (Burma), Côte D'Ivoire (Ivory Coast), Cuba, Crimea and Sevastopol, Democratic Republic of Congo, Iran, Iraq, Libya, Mali, Nicaragua, Democratic People's Republic of Korea (North Korea), Somalia, Sudan, Syria, Yemen, Zimbabwe.

We strictly comply with all sanctions laws and regulations. Access to the Site is expressly prohibited for any person or entity subject to such sanctions.

By using the Services, you represent and warrant that you meet the eligibility requirements in this Section 2 and are not otherwise barred from using the Services under applicable law. We reserve the right to limit the availability of our Services to any person, geographic area, or jurisdiction, at any time and at our sole and absolute discretion.

3. Site Operator Discretion; Certain Risks of the Site

Each User hereby acknowledges and agrees and consents to, and assumes all risk associated with the Site and Services, including the matters described in this Section 3.

3.1 Content and Information

Site Operator makes no representations or warranties as to the quality, origin, accuracy, or completeness of any content found on or available through the Site. All vault performance data, yield calculations, and strategy information displayed on the Site are provided for informational purposes only and may not be accurate or up-to-date. Site Operator shall not be liable for any errors, misrepresentations, or omissions in, of, and about, the content, nor for the availability of the content.

3.2 Vault and Token Information

In providing information about vaults and tokens, the Site associates or presumes the association of a vault name, strategy description, or token symbol with specific smart contracts deployed to Solana. In making such associations, the Site relies upon third-party resources which may not be accurate or may not conform to a given User's expectations. Multiple smart contracts can utilize the same token name or vault strategy name as one another. Users must not rely on the name, symbol or branding of a vault or token on the Site, but instead must examine the specific smart contract associated with the name, symbol or branding and confirm that the vault or token accords with User's expectations.

3.3 User Responsibility for Accounts & Security

Users are solely responsible for all matters relating to their accounts, wallets, addresses, private keys and tokens and for ensuring that all uses thereof comply fully with these Terms. Users are solely responsible for protecting the data integrity and confidentiality of their private keys for any wallet applications or devices used in connection with the Site.

3.4 No Site Fees; Third-Party Fees

There are no fees or charges imposed by Site Operator for use of the Site. However, use of vault strategies and use of Solana is subject to third-party transaction fees and vault management fees imposed by vault managers. The Site Operator does not receive such fees and has no ability to reverse or refund any amounts paid in error.

3.5 No Obligation to Continue Operations

The Site is operated and maintained in the sole and absolute discretion of the Site Operator. The Site Operator assumes no duties, liabilities, obligations or undertakings to continue operating or maintaining the availability of the Site and may terminate or change the Site in any or all respects at any time.

The Site Operator has no obligation to ensure that the Site displays information about all available vaults or strategies. Even if the Site currently displays a particular vault or strategy, the Site may discontinue tracking and publishing information about that vault or strategy at any time, in the Site Operator's sole and absolute discretion.

3.6 Site Operator May Deny or Limit Access

The Site Operator reserves the right to terminate or limit any person's access to or use of the Site at any time, with or without notice, as determined in the Site Operator's sole and absolute discretion. Such terminations and limitations may be based on any factor or combination of factors, including but not limited to a User's identity, blockchain address, IP address, region of citizenship or residence or current location, or suspicion that User has engaged or intends to engage in any prohibited activity.

3.7 Sanctions Compliance and Risk Monitoring

The Site Operator reserves the right to engage in sanctions compliance and risk monitoring, including but not limited to the use of third-party wallet screening, sanctions, and risk analysis tools. The Site Operator reserves the right to prevent and deter illicit activities on the Site, including but not limited to, barring sanctioned Users or wallets, maintaining records of compliance measures, and cooperating with governmental authorities and/or law enforcement.

3.8 Cooperation with Investigations

The Site Operator reserves the right at all times to cooperate with any governmental or law enforcement investigation or to disclose any information it deems necessary to satisfy any applicable law, regulation, legal process or governmental request.

4. Permitted & Prohibited Uses

4.1 Permitted Uses

The Site is available exclusively for use by technologically and financially sophisticated persons who wish to use the Site for informational purposes only as an aid to their own research, due diligence and financial decision making. Before utilizing information from the Site to engage in transactions, each User must independently verify the accuracy of such information and understand the risks involved.

4.2 Prohibited Uses

Each User must not, directly or indirectly, in connection with their use of the Site:

1. Utilize the Site other than for the Permitted Uses;
2. Rely on the Site as a basis for or a source of advice concerning any financial decision-making or transactions;
3. Employ any device, scheme or artifice to defraud, or otherwise materially mislead, any person;
4. Engage in any act, practice or course of business that operates or would operate as a fraud or deceit upon the Site Operator or any other person;
5. Violate, breach or fail to comply with any applicable provision of these Terms;
6. Engage or attempt to engage in or assist any hack of or attack on the Site;
7. Commit any violation of applicable laws, rules or regulations;
8. Engage in any money laundering, terrorist financing, or other illicit financial activities;
9. Use the Site from any Prohibited Locality or while being a Prohibited Person;
10. Encourage or enable any other individual or entity to do any of the foregoing.

5. Representations and Warranties of Users

Each User hereby represents and warrants to Site Operator that the following statements and information are accurate and complete at all relevant times:

5.1 Adult Status; Capacity

If User is an individual, User is of legal age in the jurisdiction in which User resides (and in any event is older than eighteen years of age) and is of sound mind. If User is a business entity, User is duly organized, validly existing and in good standing under the laws of the jurisdiction in which it is organized.

5.2 Power and Authority

User has all requisite capacity, power and authority to accept the terms and conditions of these Terms and to carry out and perform its obligations under these Terms.

5.3 Compliance with Law

User's agreement to these Terms and use of the Site does not constitute, and would not reasonably be expected to result in a breach, default, contravention or violation of any law applicable to User, or contract or agreement to which User is a party or by which User is bound.

5.4 Absence of Sanctions

User is not a Prohibited Person and is not acting on behalf of any Prohibited Person. The tokens or other funds User uses in connection with vault strategies are not derived from, and do not otherwise represent the proceeds of, any activities done in violation or contravention of any law.

5.5 Non-Reliance and Sophistication

User is knowledgeable, experienced and sophisticated in using and evaluating blockchain and related technologies and assets, including DeFi protocols, yield farming strategies, and smart contracts. User understands the risks associated with vault strategies and has conducted its own thorough independent investigation and analysis.

6. Risks, Disclaimers and Limitations of Liability

6.1 Vault-Related Risks

CRITICAL NOTICE: VAULT STRATEGIES ARE OPERATED BY INDEPENDENT THIRD-PARTY VAULT MANAGERS. SITE OPERATOR HAS NO CONTROL OVER, RESPONSIBILITY FOR, OR LIABILITY RELATING TO INDIVIDUAL VAULTS, VAULT MANAGERS, OR THEIR STRATEGIES.

Users acknowledge and accept the following risks related to vault strategies:

• Vault Manager Risk: Vault managers are independent third parties who may make poor investment decisions, mismanage funds, or act negligently or maliciously
• Strategy Risk: Vault strategies may underperform, result in losses, or fail to execute as intended
• Smart Contract Risk: Vault smart contracts may contain bugs, vulnerabilities, or design flaws
• Integration Risk: Vaults interact with external DeFi protocols that may fail, be exploited, or change their terms
• Liquidity Risk: Vaults may not have sufficient liquidity for withdrawals when requested
• Market Risk: Asset prices may be volatile and strategies may be affected by market conditions
• Oracle Risk: Price feeds may be inaccurate, manipulated, or fail

6.2 No Liability for Vault Performance

TO THE FULLEST EXTENT PROVIDED BY LAW, SITE OPERATOR SHALL NOT BE LIABLE FOR ANY CLAIMS OR DAMAGES WHATSOEVER ASSOCIATED WITH VAULT STRATEGIES, INCLUDING BUT NOT LIMITED TO:

• Loss of funds due to vault manager negligence or malfeasance
• Loss of funds due to smart contract vulnerabilities in vaults
• Losses from strategy underperformance
• Losses due to external protocol failures
• Market-related losses
• Inability to withdraw funds from vaults
• Any other financial losses or damages related to vault strategies

6.3 Disclaimer of Warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, SITE OPERATOR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY REPRESENTATIONS OR WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, USAGE, SECURITY, UPTIME, RELIABILITY, SUITABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE.

6.4 No Professional Advice

All information provided by or on behalf of Site Operator is for informational purposes only and should not be construed as financial, investment, legal, or tax advice. Users should seek independent professional advice before making any financial decisions.

6.5 Limited Survival Period for Claims

Any claim or cause of action a User may have in connection with the Site shall survive for the shorter of: (a) the expiration of the statute of limitations applicable thereto; and (b) the date that is six months after the date on which the facts and circumstances giving rise to such claim first arose.

6.6 Third-Party Dependencies

The Site and vault strategies depend on various third-party services, protocols, and infrastructure that are not under the control of Site Operator, including but not limited to Solana blockchain, wallet providers, price oracles, and external DeFi protocols. Site Operator assumes no responsibility for the performance or availability of such third-party services.

6.7 Limitation of Damages

TO THE FULLEST EXTENT PROVIDED BY LAW, THE SITE OPERATOR SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH THE SITE OR THESE TERMS.

7. Indemnification

Each User shall defend, indemnify, compensate, reimburse and hold harmless Site Operator (and each of its officers, directors, members, employees, agents and affiliates) from any claim, demand, action, damage, loss, cost or expense, including without limitation reasonable attorneys' fees, arising out or relating to:

1. User's use of, or conduct in connection with, the Site;
2. User's violation of these Terms;
3. User's participation in any vault strategies;
4. User's violation of any rights of any other person or entity;
5. Any losses or damages suffered in connection with vault strategies or vault managers.

8. Governing Law; Dispute Resolution

8.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Panama, without regard to its conflict of laws principles.

8.2 Settlement Negotiations

If a User has a potential legal dispute against Site Operator, the User shall first contact Site Operator by sending an email to legal@voltr.finance describing the nature of the potential dispute and providing all relevant documentation. The parties shall use commercially reasonable efforts to negotiate a settlement within 60 days.

8.3 Mandatory Binding Arbitration

All claims, disputes and controversies arising out of or relating to these Terms shall be resolved by confidential, binding arbitration seated in Panama City, Panama and conducted in the English language by a single arbitrator pursuant to the Commercial Arbitration Rules of the American Arbitration Association.

The award or decision of the arbitrator shall be final and binding upon the parties and the parties expressly waive any right to appeal or otherwise challenge the award.

8.4 Class Action Waiver

Users hereby agree that any arbitration or other permitted action with respect to any dispute shall be conducted in their individual capacities only and not as a class action or other representative action. Users expressly waive their right to file a class action or seek relief on a class basis.

8.5 Waiver of Jury Trial

Each party hereby irrevocably waives any and all right to trial by jury in any action, suit or other legal proceeding arising out of or related to these Terms.

9. Miscellaneous

9.1 Amendments

Site Operator reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Site constitutes acceptance of modified terms.

9.2 Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remainder of these Terms shall continue to be valid and enforceable to the fullest extent permitted by law.

9.3 Force Majeure

Site Operator shall not be liable for any failure to perform due to causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, epidemics, or the unavailability, disruption or malfunction of the Internet or blockchain networks.

9.4 Entire Agreement

These Terms constitute the entire agreement between the parties relating to the subject matter hereof and supersede all prior agreements and understandings between the parties with respect to the subject matter hereof.

9.5 Assignment

Users may not assign any rights or delegate any obligations under these Terms without Site Operator's prior written consent. Site Operator may freely assign its rights and obligations under these Terms.

By using the Voltr Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.